Must each party in civil court provide insurance during discovery?

The requirement for parties in civil court to provide information regarding insurance during discovery stems from the rules designed to promote transparency and facilitate the resolution of cases. Each party must disclose any insurance agreements that might cover any judgment or settlement, as this information is pertinent for the opposing party's understanding of the potential impacts of a claim.

In many jurisdictions, under rules similar to the Federal Rules of Civil Procedure, Rule 26(a)(1), parties are obligated to disclose certain information, which typically includes insurance agreements. This is to enable both sides to comprehend the available resources for satisfying a judgment or settlement and to foster a more informed approach to litigation.

While it's true that insurance details must be disclosed, they are not dependent on a formal request. This proactive requirement helps to avoid surprises at trial and encourages early resolution of disputes. Thus, regardless of whether a party specifically asks for this information, it is still mandatory for both sides to disclose any insurance coverage that could influence the case's outcome.